Our mobile deposit service is a convenient way to deposit your checks into your bank account from your mobile phone.
Depositing your checks with your smartphone is easy. Follow these simple steps:
- Log in to the Mobile Banking app
- Select “Deposit”
- Enter deposit details such as amount and account
- Take a picture of the front and back of the check
- Confirm the deposit
What are some good tips for using Mobile Deposit?
- Make sure all other apps are closed before logging into the Mobile Banking app.
- Take good pictures of the front and back of the check.
- Properly endorse the back of the check with your signature AND “For Mobile Deposit.”
- Flatten folded or crumpled checks before taking your photos.
- Place the check on a solid dark background.
- Try not to get too much of the areas surrounding the check. All four corners must be visible.
- Make sure you use a well-lit area.
- Keep your phone flat and steady so the image is not blurry. Hold the camera as square to the check as possible to reduce skew.
- Carefully enter the check amount to ensure it matches the amount written on your check.
- Know your deposit check amount limits and daily deposit limits.
- Keep your deposited check for 30 days.
- Deposits may be submitted any time of day, weekend or holiday.
What is the cut-off time for Mobile Deposit?
- Deposits sent using Mobile Deposit may be “submitted” any time of day, weekend or holiday. However, deposits received by us after the daily cut-off time for mobile deposits will be deposited the next business day, provided that the deposit meets all requirements. Deposits submitted on holidays or weekends will also be deposited the next business day, provided it meets all requirements.
- The daily cut off for electronic deposits under $100.01 is 6:00 pm central time on normal business days. Electronic deposits $100.01 and higher will post the same business day if deposited prior to 4:00 pm on business days or next business day if deposited after 4:00 pm central time and is subject to change without notice to you.
